What it Costs

With Barclaycard your banking is easy, affordable and transparent.

Fees
Budgeting is a breeze because you only pay a single flat service fee per month that covers

  • your card fees
  • Garage cards
  • all transactions
  • cash withdrawals
  • debit orders
  • third-party processing fees
  Barclaycard Barclaycard Prime
Account fee

R40.00 per month

R45.00 per month

Facility Service Fee

R25.00 per month

R25.00 per month

Transactions

Free

Free

Third-party processing fees

Free

Free

Secondary card

R15.00 per month

R15.00 per month

Garage card

Free

Free

Fees last changed: 1 January 2017


Interest rates

Agreements entered into before 1 June 2007
  Barclaycard Barclaycard Prime
Purchase interest rate p/a*

14.90%

13.40%

Cash & Fuel interest rate p/a*

14.90%

13.40%

Budget

14.40%

12.90%

Credit interest rate p/a*

0.20%

0.75%

Agreements entered into after 1 June 2007
  Barclaycard Barclaycard Prime
Purchase interest rate p/a*

14.15%

12.65%

Cash & Fuel interest rate p/a*

17.25%

17.25%

Credit interest rate p/a*

0.20%

0.75%

Budget

13.65%

12.15%


Interest rates last changed: 28 July 2017

Credit Card Monthly Account fee

This fee relates to the cost charged monthly for the administration and maintenance of the value added features on your credit card account. This fee enables the "more than just credit" features on your card.

Credit Facility Service fee

This fee relates to the cost charged monthly for the routine administration of maintaining your credit facility. This fee enables the everyday use of your credit card and the credit granted.

A Currency Conversion Fee of 2.75% (of the rand value of the transaction) applies outside of South Africa

*  Terms and conditions apply.

What other card makes life so simple?